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Finn Law Supports FTC Cancellation Proposal

Angry cheated man at home with phone and boxed parcel received, trying to cancel subscription

Empowering Consumers with Simplified Cancellations

Finn Law Group, a leading consumer protection firm, is praising the Federal Trade Commission’s (FTC) recent proposal for a new rule aimed at simplifying the cancellation process for consumers who wish to stop recurring payments. The rule, which is still in its proposal phase, is designed to make it easier for consumers to click and cancel subscriptions or other recurring payments.

According to the FTC, the proposed “Click to Cancel” rule provision would require businesses to provide an easily accessible, online cancellation option for any service that is billed as a recurring payment. This proposed rule is intended to address the numerous consumer complaints regarding the difficulties faced while attempting to cancel recurring payments for various products and services.

The FTC has been closely monitoring businesses and their billing practices for recurring payments. The proposed rule is a response to the growing number of consumer complaints and the ever-increasing complexity of cancellation processes. Many companies in specific industries have implemented difficult-to-navigate cancellation systems or require phone calls during limited hours to cancel, which often results in consumers being stuck with unwanted charges.

In response to these nefarious tactics, the FTC has stepped in and is attempting to protect consumers’ rights. Their proposed regulations would eradicate this arduous process of canceling services charged as recurring payments by necessitating businesses to provide an easy click-and-cancel option for all such transactions. As expressed by the Director in a press release issued by the FTC,

FTC Proposed Rule on cancelling subscriptions

“Some businesses too often trick consumers into paying for subscriptions they no longer want or didn’t sign up for in the first place,” said FTC Chair Lina M. Khan. “The proposed rule would require that companies make it as easy to cancel a subscription as it is to sign up for one. The proposal would save consumers time and money, and businesses that continued to use subscription tricks and traps would be subject to stiff penalties.”

Finn Law Group, which specializes in consumer protection, has long advocated for increased transparency and fairness in billing practices. The firm supports the FTC’s proposal as a significant step towards empowering consumers and ensuring that they can easily cancel subscriptions or recurring payments without facing undue challenges or obstacles.

J. Andrew Meyer, Class Action Consumer Protection Attorney

J. Andrew Meyer, of the Finn Law Group, expressed his enthusiasm for the FTC’s proposed rule: “For too long, consumers have been trapped in a web of complicated and unfair cancellation processes. This proposed rule by the FTC is a major win for consumer rights and will undoubtedly provide much-needed relief to those struggling to cancel recurring payments.”

However, the proposed rule is still in its early stages and will be subject to a public comment period before it can be finalized. Finn Law Group encourages consumers to actively participate in the process by providing their feedback on the proposed rule.

Recent developments in subscription service regulation in the U.S

In the U.S., recent regulations about subscription services are striving to empower consumers through transparency, agreement, and accessibility. In 2021, the Federal Trade Commission (FTC) announced plans to ramp up enforcement against illegal dark patterns that trick or trap consumers into subscription services. At least 20 states have laws on the books regulating predatory subscription models, with California, Colorado, Delaware, and Illinois each passing new laws or amending existing laws on recurring subscriptions since 2022. These regulations require businesses to provide detailed disclosures about their services and obtain consumer consent before charging fees for subscriptions they do not want. The Consumer Financial Protection Bureau (CFPB) also recently issued guidance to eliminate practices that charge people fees for unwanted subscriptions they no longer permit.

If the federal rule is ultimately adopted, it has the potential to significantly improve the landscape of consumer protection, as businesses will be held accountable for providing a straightforward and accessible cancellation process. Finn Law Group remains committed to advocating for consumer rights and will continue to monitor the progress of this proposed rule.

This article is provided for information purposes only and is not intended as legal advice. If you have questions about your rights as a consumer, contact an experienced consumer protection lawyer today.


Led by attorneys J. Andrew Meyer and Michael D. Finn with over 75 years of experience, the Finn Law Group is a national consumer protection firm specializing in timeshare law. Our lawyers understand vacation ownership as well as the many pitfalls of various consumer contracts. If you feel you have been victimized by a company, contact our offices at (855) FINN-LAW for a free consultation. Know your rights as a consumer and don’t hesitate to drop us a line with any questions or concerns.

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